Money Automatically Deducted from Your Bank Account? Check This UPI Setting
Have you ever faced this?
Money suddenly gets deducted from your bank account — and you have no idea why 😟
There can be many reasons for money deduction, but for most people, one common hidden setting is responsible.
In this post, I’ll show you how to check whether that setting is turned ON by mistake — and how to turn it OFF.
The Most Common Reason for Automatic Money Deduction
Sometimes, without realizing it, we enable AutoPay while:
- Subscribing to an app
- Starting a free trial
- Making a small payment
- Accepting terms quickly
After that, money gets deducted automatically — and we don’t even notice.
Very Important Thing to Understand
You must check all UPI apps you use, because AutoPay can be active in any one of them.
Most commonly used UPI apps are:
- Paytm
- PhonePe
- Google Pay
How to Check AutoPay in Paytm
- Open the Paytm app
- Tap on your profile picture at the top
- Scroll down and tap on Automatic Payments / Subscriptions
- If anything is listed there, AutoPay is ON
If nothing appears on that page, then AutoPay is not active in Paytm.
How to Check AutoPay in PhonePe
- Open the PhonePe app
- Tap on your profile icon or star icon at the top
- Tap on Manage Payments
- Select AutoPay
If any active mandate is visible, AutoPay is ON in PhonePe.
How to Check AutoPay in Google Pay
- Open Google Pay
- Tap on your profile picture
- Find and open AutoPay / Subscriptions
If you see any active payment, AutoPay is enabled in Google Pay.
What You Should Do If AutoPay Is ON
- Tap on the active AutoPay mandate
- Select Cancel AutoPay
- Enter your UPI PIN to confirm
After cancellation, money will no longer be deducted automatically.
Final Advice
This is one of the biggest reasons why people lose money without knowing.
So, if your account balance reduces suddenly:
- Check AutoPay in every UPI app
- Cancel anything you don’t recognize
- Only keep trusted subscriptions active
Watch the video above for a complete step-by-step demonstration.
⚠️ Beware of Bank Account Rent Offers
If someone offers you money to rent your bank account, it may seem tempting—but it can lead to legal trouble. Read the full truth about these offers and the risks involved.
Read the Bank Account Rent Scam Warning →💡 Want to Control Where UPI Payments Go?
If you’re worried about unauthorized transactions or money going to the wrong bank account, learn how to set your primary UPI account so payments only go where you choose.
Learn How to Set Primary UPI Account →
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