Money Automatically Deducted from Bank Account? Check This UPI Setting


 

Money Automatically Deducted from Your Bank Account? Check This UPI Setting Now

Money Automatically Deducted from Your Bank Account? Check This UPI Setting

Have you ever faced this?
Money suddenly gets deducted from your bank account — and you have no idea why 😟

There can be many reasons for money deduction, but for most people, one common hidden setting is responsible.

In this post, I’ll show you how to check whether that setting is turned ON by mistake — and how to turn it OFF.

The Most Common Reason for Automatic Money Deduction

The most common reason is UPI AutoPay / Automatic Payment.

Sometimes, without realizing it, we enable AutoPay while:

  • Subscribing to an app
  • Starting a free trial
  • Making a small payment
  • Accepting terms quickly

After that, money gets deducted automatically — and we don’t even notice.

Very Important Thing to Understand

Checking AutoPay in just one UPI app is NOT enough.

You must check all UPI apps you use, because AutoPay can be active in any one of them.

Most commonly used UPI apps are:

  • Paytm
  • PhonePe
  • Google Pay

How to Check AutoPay in Paytm

  • Open the Paytm app
  • Tap on your profile picture at the top
  • Scroll down and tap on Automatic Payments / Subscriptions
  • If anything is listed there, AutoPay is ON

If nothing appears on that page, then AutoPay is not active in Paytm.

How to Check AutoPay in PhonePe

  • Open the PhonePe app
  • Tap on your profile icon or star icon at the top
  • Tap on Manage Payments
  • Select AutoPay

If any active mandate is visible, AutoPay is ON in PhonePe.

How to Check AutoPay in Google Pay

  • Open Google Pay
  • Tap on your profile picture
  • Find and open AutoPay / Subscriptions

If you see any active payment, AutoPay is enabled in Google Pay.

What You Should Do If AutoPay Is ON

If you find AutoPay active in any app, cancel it immediately.
  • Tap on the active AutoPay mandate
  • Select Cancel AutoPay
  • Enter your UPI PIN to confirm

After cancellation, money will no longer be deducted automatically.

Final Advice

This is one of the biggest reasons why people lose money without knowing.

So, if your account balance reduces suddenly:

  • Check AutoPay in every UPI app
  • Cancel anything you don’t recognize
  • Only keep trusted subscriptions active

Watch the video above for a complete step-by-step demonstration.

⚠️ Beware of Bank Account Rent Offers

If someone offers you money to rent your bank account, it may seem tempting—but it can lead to legal trouble. Read the full truth about these offers and the risks involved.

Read the Bank Account Rent Scam Warning →

💡 Want to Control Where UPI Payments Go?

If you’re worried about unauthorized transactions or money going to the wrong bank account, learn how to set your primary UPI account so payments only go where you choose.

Learn How to Set Primary UPI Account →
This post is written to help users protect their money from unwanted deductions.

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